Eligible prescription drugs: 80% reimbursement to a maximum of $750 per person and per calendar year (excl. dispensing fees).
No deductible.
Sexual dysfunction drug coverage: up to $750 per person.
Paramedical services: 80% reimbursement up to a combined maximum of $1,350 per person and per calendar year.
Vision care: 100% reimbursement, maximum $300 per person in any two calendar years.
Hearing aids: 100% reimbursement of eligible charges up to $1,500 per person every three calendar years.
Comprehensive coverage included for orthotics, home care, ambulance fees, and medical aids.
Travel insurance: up to 100 consecutive days per trip, including 100% reimbursement for emergency out-of-country claims, up to $6,000 for trip cancellation and/or trip interruption, and access to 24-hour emergency assistance services.
Complimentary access to wellness and mental health support services, such as Carepath Digital Health, Starling Minds, and the EdvantagePerks savings program.
Important plan requirements:
For all health plans, you must remain enrolled in your plan for a minimum of 12 months.
At renewal time, you can increase your coverage by one level. When you increase health coverage, it will take effect on January 1 of your next renewal.
If your application was submitted after the 60-day period of your previous coverage ending, some limitations and restrictions may apply. The restrictions will be outlined in your RTIP contact upon application approval.
Eligible prescription drugs: 80% reimbursement to a maximum of $2,500 per person and per calendar year (excl. dispensing fees).
No deductible.
Sexual dysfunction drug coverage: up to $750 per person.
Paramedical services: 80% reimbursement up to a combined maximum of $1,350 per person and per calendar year.
Vision care: 100% reimbursement, maximum $300 per person in any two calendar years.
Hearing aids: 100% reimbursement of eligible charges up to $1,500 per person every three calendar years.
Hospital coverage: unlimited semi-private hospital accommodation with 80% reimbursement.
Comprehensive coverage included for orthotics, home care, ambulance fees, and medical aids.
Travel insurance: up to 100 consecutive days per trip, including 100% reimbursement for emergency out-of-country claims, up to $6,000 for trip cancellation and/or trip interruption, and access to 24-hour emergency assistance services.
Complimentary access to wellness and mental health support services, such as Carepath Digital Health, Starling Minds, and the EdvantagePerks savings program.
Important plan requirements:
For all health plans, you must remain enrolled in your plan for a minimum of 12 months.
At renewal time, you can increase your coverage by one level. When you increase health coverage, it will take effect on January 1 of your next renewal.
If your application was submitted after the 60-day period of your previous coverage ending, some limitations and restrictions may apply. The restrictions will be outlined in your RTIP contact upon application approval.
Eligible prescription drugs: 80% reimbursement to a maximum of $750 per person and per calendar year (excl. dispensing fees).
No deductible.
Sexual dysfunction drug coverage: up to $750 per person.
Paramedical services: 80% reimbursement up to a combined maximum of $1,350 per person and per calendar year.
Vision care: 100% reimbursement, maximum $300 per person in any two calendar years.
Hearing aids: 100% reimbursement of eligible charges up to $1,500 per person every three calendar years.
Comprehensive coverage included for orthotics, home care, ambulance fees, and medical aids.
Travel insurance: up to 100 consecutive days per trip, including 100% reimbursement for emergency out-of-country claims, up to $6,000 for trip cancellation and/or trip interruption, and access to 24-hour emergency assistance services.
Complimentary access to wellness and mental health support services, such as Carepath Digital Health, Starling Minds, and the EdvantagePerks savings program.
Important plan requirements:
For all health plans, you must remain enrolled in your plan for a minimum of 12 months.
At renewal time, you can increase your coverage by one level. When you increase health coverage, it will take effect on January 1 of your next renewal.
If your application was submitted after the 60-day period of your previous coverage ending, some limitations and restrictions may apply. The restrictions will be outlined in your RTIP contact upon application approval.
Eligible prescription drugs: 80% reimbursement to a maximum of $2,500 per person and per calendar year (excl. dispensing fees).
No deductible.
Sexual dysfunction drug coverage: up to $750 per person.
Paramedical services: 80% reimbursement up to a combined maximum of $1,350 per person and per calendar year.
Vision care: 100% reimbursement, maximum $300 per person in any two calendar years.
Hearing aids: 100% reimbursement of eligible charges up to $1,500 per person every three calendar years.
Hospital coverage: unlimited semi-private hospital accommodation with 80% reimbursement.
Comprehensive coverage included for orthotics, home care, ambulance fees, and medical aids.
Travel insurance: up to 100 consecutive days per trip, including 100% reimbursement for emergency out-of-country claims, up to $6,000 for trip cancellation and/or trip interruption, and access to 24-hour emergency assistance services.
Complimentary access to wellness and mental health support services, such as Carepath Digital Health, Starling Minds, and the EdvantagePerks savings program.
Important plan requirements:
For all health plans, you must remain enrolled in your plan for a minimum of 12 months.
At renewal time, you can increase your coverage by one level. When you increase health coverage, it will take effect on January 1 of your next renewal.
If your application was submitted after the 60-day period of your previous coverage ending, some limitations and restrictions may apply. The restrictions will be outlined in your RTIP contact upon application approval.
Eligible prescription drugs: 85% reimbursement to a maximum of $4,000 per person and per calendar year (excl. dispensing fees).
No deductible.
Sexual dysfunction drug coverage: up to $750 per person.
Paramedical services: 80% reimbursement up to a combined maximum of $1,350 per person and per calendar year.
Vision care: 80% reimbursement, maximum $375 per person in any two calendar years.
Hearing aids: 100% reimbursement of eligible charges up to $1,500 per person every three calendar years.
Hospital coverage: unlimited semi-private hospital accommodation with 100% reimbursement.
Comprehensive coverage included for orthotics, home care, ambulance fees, and medical aids.
Travel insurance: up to 100 consecutive days per trip, including 100% reimbursement for emergency out-of-country claims, up to $6,000 for trip cancellation and/or trip interruption, and access to 24-hour emergency assistance services.
Complimentary access to wellness and mental health support services, such as Carepath Digital Health, Starling Minds, and the EdvantagePerks savings program.
Important plan requirements:
For all health plans, you must remain enrolled in your plan for a minimum of 12 months.
At renewal time, you can increase your coverage by one level. When you increase health coverage, it will take effect on January 1 of your next renewal.
If your application was submitted after the 60-day period of your previous coverage ending, some limitations and restrictions may apply. The restrictions will be outlined in your RTIP contact upon application approval.
You can add dental coverage to any RTIP plan, at any time. RTIP’s dental coverage provides regular examinations and preventive care, in addition to substantial procedures. You will be required to keep your dental coverage for 12 months, and if cancelling your dental coverage, you cannot apply for coverage again for 24 months after the date of termination.
Pricing (additional to the RTIP plan monthly premium):
Single: $77.66
Couple*: $153.71
Family: $187.83
Would you like to add dental coverage to your RTIP plan? Dental plan level will match your current
plan level (single, couple or family).
Yes
No
Coverage includes:
Basic preventive and restorative services:
80% coverage for dental examinations, extractions, fillings, X-rays, periodontal scaling
combined with root lanning up to 12 units of time, cleaning and preventative procedures
with no overall maximum.
Comprehensive Basic Services
80% coverage for root canals (endodontics), gum disease treatments (periodontics)
and repairs, rebasing and relining of upper and lower dentures, up to a combined annual
maximum of $850.
Major Dental Services
50% coverage for crowns, bridges, implants and dentures, to a combined annual
maximum of $750.
In most cases, your group coverage ends on your retirement date. The coverage start date you select for your RTIP plan should align with your retirement date to ensure there is not a gap in coverage. If you are not sure when your current coverage ends, please refer to your benefits booklet.
Would you like to register for Active Retired Members (ARM)?
What is ARM? For over 25 years, Active Retired Members (ARM) has provided opportunities
for retirees to stay involved politically and socially with colleagues at both the local and
provincial level. For a $50 annual fee, you can join over 4,000 current ARM members at
10+ chapters across the province and stay engaged in the education community.
Yes ($50 annual fee applies)
No
The following fields are mandatory: Plan selection Dental coverage Coverage start date ARM selection Confirm you have read the plan details
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